ssets in the Trust are invested in a combination of the six investment alternatives selected by the Investment Committee at Dubuque Bank & Trust. Donors choose the investment alternatives which best meet their specific investment objectives, time line, and risk preferences. Donors can select from

Money Market Fund
The money market fund invests in federally insured deposits or other money market instruments which mature in one year or less. The fund seeks maximum current income consistent with the preservation of capital and daily liquidity.

Bond Fund
The Bond Fund invests in a mutual fund with a diversified portfolio of fixed income securities of varying maturities. This fund invests in debt securities issued by the U.S. Government and its agencies, and corporations. The fund may also invest up to 20 % of its assets in securities denominated in foreign currencies, and may invest beyond this limit in U.S. dollar-denominated securities of foreign issuers.

SRI Balanced Fund
Pax World Fund is a diversified, balanced mutual fund designed to invest in companies that offer products and services that are essentially non-military and improve the quality of life. Historically, stocks have generally comprised between 50% and 75% of total portfolio holdings with short term (generally under 5 years) investment grade bonds between 25% and 41% of total holdings.

SRI Bond Fund
The Social Responsibility Investment Bond Fund invests in a mutual fund with securities similar to the Bond fund except that it limits its investments with respect to certain socially sensitive issues. The fund will not invest in the securities of any issuer determined to be engaged principally in the provision of health care services, the manufacture of alcoholic beverages, tobacco products, pharmaceuticals or military equipment, the operation of gambling casinos, or the production or distribution of pornographic materials.

Stock Fund
The Stock Fund invests in a mutual fund with a diversified portfolio of common stocks and may invest up to 25% of its assets in foreign securities. The risk and return profile is comparable to that of the S&P 500 Index.

SRI Stock Fund
The Social Responsibility Investment Stock Fund invests in a mutual fund with securities similar to the Stock Fund except that it limits its investments with respect to certain broad-based social screens. Those screens include, but are not limited to, the environment, weapons, liquor, tobacco, and gambling.

Investment earnings remain in a donor’s gift fund and can then be gifted to eligible charities.