f time and trouble are hampering your efforts toward charitable giving, then you’ll certainly appreciate the advantages of the Heartland Charitable Trust. Because it is a donor-advised fund, you can take the first step toward charitable giving without the need to immediately complete the gifting process. By establishing and contributing to a gift fund, you can realize the tax savings now while taking your time to actually distribute your gifts. Though all gifts to the Heartland Charitable Trust are irrevocable, you will continue to advise us regarding the distribution of gifts throughout the duration of the fund.