re you happy with your level of charitable giving? If not, what’s preventing you from giving the way you feel called to?

If you’re like many people, it’s not a question of your desire to give. The desire is there. What’s missing, more often, is the time. Though many of us have an inherently strong longing to give, finding the time presents a sizeable challenge. After all, charitable giving is not as simple as merely writing a check.

How much of a gift can you afford? What will the tax consequences and advantages be? How will you keep track of your giving? Who will be the recipient of your gift? These and other questions may slow down your efforts toward charitable giving, even to the point where you abandon your plans to give. At Heartland Charitable Trust, we are committed to helping you realize your dream of charitable giving. We will help you find…a time to give.

The Heartland Charitable Trust was established in 1996 by Dubuque Bank & Trust, a member bank of Heartland Financial USA, Inc.—a community bank consortium located in Dubuque, IA. The goal of this Trust is to help increase investment in nonprofit 501(c)(3) organizations by providing a simple and convenient way for businesses and individuals to make gifts to the charities of their choosing. By giving through the Trust, donors not only receive the maximum income and estate tax benefits, they also experience the joy of giving without the administrative hassle. There is no simpler, more convenient or more beneficial way to support the causes in which you believe.